Investor Profile Questionnaire • Sutton Wealth Planning

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Section 1: Time Horizon

The length of time before you will require access to most of your funds. In simpler terms – how long are you able to invest before you will need your money back? This element of the investor profile is important as the time horizon affects the suitability of your investments, including asset mix and choice of investment product.

How long do you plan to invest these funds before you begin withdrawing a substantial portion from your portfolio?*

Section 2: Investment Objectives

Investment objectives are the goals or intended results you want to achieve from investing. Understanding your investment goals helps determine the types of investments best suited to achieving them. The investment products used to achieve different goals have varying levels of risk and potential returns.

Sutton Investment Objectives Primary Goal Schematic

Looking at the above schematic, what is your primary goal for your portfolio?*

I want to keep the money I have invested safe from short-term losses or readily available for short-term needs
I want to generate a steady stream of income from my investments, and are less concerned about growing the value of my investments
I want to generate some income with some opportunity for the investments to grow in value
I want to generate long-term growth from my investments

Section 3: Risk Capacity

Your financial situation including your assets, debts and the amount and stability of your income are all important when determining how much risk you can take with your investments. In addition, the larger the portion of your total assets that you are investing, the more conservative you might wish to be with this portion of your portfolio.

What is your age?*

Under 35
35-54
55-64
65 or older

What is your annual income?*

Less than $40,000
$40,001 to $75,000
$75,001 to $125,000
$125,001 to $200,000
Over $200,000

What is your estimated net worth (investments, cash, home, and other real estate less mortgage loans and all other debts)? If you are married/common law, please use combined net worth.*

Less than $50,000
$50,000 - $99,999
$100,000 - $249,999
$250,000 - $499,000
$500,000 - $1,000,000
Over $1,000,000

Your current and future income sources are:*

Stable
Somewhat stable
Unstable

How would you classify your overall financial situation?*

No savings and significant debt
Little savings and a fair amount of debt
Some savings and some debt
Some savings and little or no debt
Significant savings and little or no debt

This investment account represents approximately what percentage of your total investable assets (liquid assets)?*

Less than 25%
25%-50%
51%-75%
More than 75%

Section 4: Risk Tolerance

Your comfort level with risk is important in determining how conservatively or aggressively you should invest. Generally speaking, you need to consider accepting more risk if you want to pursue higher returns. If you decide to seek those potentially higher returns, you face the possibility of greater losses.

In making financial and investment decisions you are:*

Very conservative and try to minimize risk and avoid the possibility of any loss
Conservative but willing to accept a small amount of risk
Willing to accept a moderate level of risk and tolerate losses to achieve potentially higher returns
Aggressive and typically take on significant risk and are willing to tolerate large losses for the potential of achieving higher returns

Which of the following statements best describes your willingness to tolerate decreases in the value of your portfolio from one quarter to the next?*

None
I can tolerate small decreases (0% to -5% in a quarter) (3 points)
I can tolerate medium-sized decreases (66% to -12%) (6 points)
I am not worried about the size of any quarterly loss (10 points)

When you are faced with a major financial decision, are you more concerned about the possible losses or the possible gains?*

Always the possible losses
Usually the possible losses
Usually the possible gains
Always the possible gains

The chart above shows the greatest one-year loss and the highest one-year gain on four different investments of $10,000. Given the potential gain or loss in any one year, which investment would you likely invest your money in?*

Either a loss of $0 or a gain of $200 (0 point)
Either a loss of $200 or a gain of $500 (3 points)
Either a loss of $800 or a gain of $1,200 (6 points)
Either a loss of $2,000 or a gain of $2,500 (10 points)

In the event of a market downturn, assume the value of your portfolio has declined by 25%. How would this affect your lifestyle and financial goals?*

My lifestyle and/or financial goals would be seriously compromised
I would have to change my current lifestyle, and would have to alter my/our main financial goal(s) by extending the date or scaling them back
I would be able to maintain my lifestyle, but would have to alter my/our main financial goal(s) by extending the date or scaling them back
My lifestyle would not be compromised, and my main financial goals would remain comfortably achievable

Investments with higher returns typically involve greater risk. The charts above show hypothetical annual returns (annual gains and losses) for four different investment portfolios over a 10-year period. Keeping in mind how the returns fluctuate, which investment portfolio would you be most comfortable holding?*

Portfolio A
Portfolio B
Portfolio C
Portfolio D